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Prescott, AZ Area Home Financing


When shopping for a mortgage, consumers have more choices than ever before. Many lenders in Prescott, AZ and Prescott Valley, AZ now offer specialty mortgages that help make homeownership more affordable but have risks that consumers should fully consider. For most consumers, the traditional fixed-rate mortgage and adjustable-rate mortgage (ARM) are still the best options. However, even these traditional financing options require a number of important decisions. Should you get a 15 or 30 year loan? Should you get a fixed-rate mortgage to lock in today's interest rates for the term of the loan - or take an adjustable-rate loan with a lower current rate and payment, but with the risk of rate and payment increases in the years ahead?

There is an abundance of information available, including:

  • Fannie Mae
  • Freddie Mac
  • Ginnie Mae
  • Equifax | Call: 800-685-1111
  • Experian | Call: 888-397-3742
  • TransUnion | Call: 800-916-8800
  • Annnual Credit Report
    Get a free copy of your credit report at Annual Credit Report, once a year, or call 877-322-8228
  • Federal Trade Commission
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Pre-Qualify for a Mortgage Today


David Ridgway
NMLS #222488
C: 928-830-7861
O: 480-739-2434
Email David
Apply Now!


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We will donate $100 to the Wounded Warrior Project for every home we help you Buy or Sell!

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