After finding the perfect house and negotiating to get within your target budget, now you need to secure the best financing possible. MSN has compiled the "10 Tips to Secure the Best Interest Rate on your Mortgage" in a recent article. 

For most people, changing employers will not impact the ability to qualify for a mortgage loan, especially if you will be earning more money. However, for some homebuyers, the effects of changing jobs can spell disaster when it comes to your loan application. Make sure you discuss in great detail with your lender and know ahead of time what implications any change in your employment might arise during your home buying experience and what its impact could be. Always be armed with the best knowledge, and you will stay on the right track.

Homes that are "For Sale by Owner" or FSBO, are usually favorably looked upon because homeowners want to maximize their profits by not having to pay commission. However, this does not always ring true.

Saving money, whether it is when buying a home or saving money on daily purchases, is a common goal for many of us, especially seniors. Fortunately for Prescott residents, there is an added benefit to living in “Everybody’s Hometown”, there are senior discounts everywhere! Below is a list of businesses and restaurants in the greater Prescott area that offer discounts to Seniors.

Homebuyers often do not realize how complex and competitive the lending process can be. For many (especially first-time buyers) there’s only a hazy idea of “the bank” approving or denying them a mortgage. So many don’t understand how to shop for a loan or that investing a little time upfront can result in profound savings and a sense of satisfaction.

A recent article in the Wall Street Journal recently revealed “in a recent survey, 21% of home buyers regretted their choice of lender.” Among first-time buyers, that figure crept up to 27%.

Curb appeal is an essential item to consider when selling your home. It has been reported that adding curb appeal to a home can increase the value by $10,000 to $15,000. Curb appeal mainly focuses on landscaping and the house's overall appearance, but focusing on details and the little stuff can add to the home's overall feel.

When you finally find your dream home, the worst thing that can happen is the deal falling through at the last minute. It’s more common than you might think, and the reasons are often surprisingly small. Fortunately, a little attention to detail and thorough planning can save you from the heartbreak of a buy gone bad. Here are some pitfalls for buyers:

If you’ve been kicking around the idea of some home improvements, but aren’t sure which ones make the most financial sense, don’t miss “The Renovations That Will Pay Off the Most for Your Home in 2017,” published by Realtor.com. 

While some renovations sound like they’re a home run for your home’s value, in actuality, big-ticket projects recoup far less than some of their simpler counterparts.

You may not have kids right now, but chances are you may be entertaining guests one day who do. Below are some sound strategies to make your guest's visit low-stress and safe by baby-proofing your home. These are great ways to put your guests at ease and do your best to protect their little ones from harm by investing in some modest pre-visit baby proofing.

As you probably know, having a real estate license doesn’t make someone a great agent. In fact, in any given market, a relatively small percentage of the total number of agents are responsible for a majority of the business. This means that when you’re evaluating agents, the odds of picking someone with relatively little experience or actual skill can be disconcertingly high.

So how do you know you’re in danger of working with a rank amateur? Here are some standard “sniff tests” to help you sort through the masses: